[담당업무] · Prepare and submit credit applications for both new and existing deals and annual reviews in a timely and accurate manner. · Analyze borrowers’ financial statements (B/S, P&L, C/F) and assess credit risk. · Collect information from various sources, including customer financial statements and borrower ratings to support deal assessments. · Collaborate with Relationship Managers to gather information from potential and existing customers. · Strengthen the credit management framework to maintain a sound credit portfolio. · Assess customer and industry risk to ensure loan feasibility · Monitor industries and customers, and suggest risk-mitigation actions when needed. · Ensure compliance with internal credit policies and local regulatory/reporting requirements. · Mentor junior team members and support the Team Head on ad-hoc projects.
[자격요건] · Bachelor’s degree and 5+ years of experience in credit risk / credit analysis in banking or financial institutions. · Strong financial analysis skills and solid understanding of corporate credit. · Good command of written and spoken English. · Proficiency in MS Office and basic analysis tools. · Familiarity with Korean FSS credit-related regulations and local lending practices. · Strong business acumen (time management, logical thinking, resilience, negotiation, presentation, collaboration) · Ability to work collaboratively with various departments
<우대사항> · Advanced training or certifications (e.g. CFA, CPA, AICPA, etc.). · Experience handling large / complex corporate credit exposures.